Collateral Mortgages: What They Are and How They Work
If you are a new homeowner and you want to apply for a mortgage, you may notice that there is also something called a collateral...
Tight Housing Supply hurts those looking to buy their first home
Halting housing development creates demand and higher prices With many Canadians, especially those first-time buyers desperate to find financially viable homes, the question must be...
Five Great Tips to Help You Make Wise Property Investments
Five opportunities to gain your property investment Number one on the list must involve the potential sellers of investment properties, but qualify them in the...
Wait am I really getting the best mortgage rate?
Debt considerations The question of whether you are receiving the best available mortgage rate is one that is often asked by those who wish to...
Mortgage 101: Fixed vs Variable Rates
Fixed vs Variable mortgage rates Variable Rate Mortgage This is a mortgage in which the interest of mortgage rates is periodically changed to conform to market...
What impacts the mortgage rates in Canada?
What affects the Mortgage rate? The main influence for fixed and variable mortgage rates is the Canadian Government bond yields. Fixed mortgage rates are usually...
Should rising mortgage rates be seen as a cause for concern?
Mortgage markets are fluctuating from time to time, with rates climbing or falling depending on the general state of the economy, laws of supply and...
Signs You Need to Watch Out for to Lock in Mortgage Rates
When you are considering purchasing your first home or refinancing your existing home, it is important to lock in a quality mortgage rate. Mortgage rates...
Is a 2 year Fixed Rate Mortgage rate right for you?
In Canada, there are several options for mortgages, from five and ten-year mortgage rates to a shorter two year fixed rate mortgage. Some homeowners opt...
4 Tips for Refinancing as Mortgage Rates Rise
Mortgage rates can be fickle and in Canada, they can rise at a moment’s notice. When you are looking to refinance a current mortgage, it...