Preparing for a mortgage application when self-employed
The self-employed dilemma In 2015, Statistics Canada released a report to the effect that there were at that time about 2.7 million people with self-employed...
Mortgage Broker or Bank: what should you do?
Balancing the property odds There are many and varied aspects of life in general that revolve around balances. This is seen in the present day...
Mortgage 101: Fixed vs Variable Rates
Fixed vs Variable mortgage rates Variable Rate Mortgage This is a mortgage in which the interest of mortgage rates is periodically changed to conform to market...
5 reasons why you should consolidate your debt
5 reasons to consolidate your debt When considering debt consolidation you are not alone. It is a service utilized by many borrowers to combine smaller...
3 simple ways to pay off your mortgage quicker
3 Quick mortgage payoffs We would all like to be debt free, but to meet the demands of our lifestyles, not many of us can...
4 signs it may be the time to refinance
For most people who take out mortgages, the conditions at signing look very attractive. Things can change quickly, and once a favourable loan can become...
Can you Switch Mortgage Companies without Refinancing?
When you have a mortgage, you are set with a monthly payment based on a particular interest rate, loan amount, and term limit. Over time,...